Health Insurance
Generally, employees working a regular schedule of 20 or more hours per week are eligible for health insurance coverage. Temporary employees and those employed under service agreements are not eligible for benefits. Substitute teachers are eligible for medical insurance after completing proscribed periods of employment as described in the union contract for those positions.
The City of Cambridge School Department offers the following plans to its eligible employees:
HMO Blue has become HMO Blue New England. View Summary >>
Blue Cross/Blue Shield
Blue Choice Summary
Blue Choice and HMO Blue New England Summary
BC/BS Member Enrollment Form (Please check off which Blue Cross/Blue Shield Plan you are enrolling in either Blue Choice or HMO Blue)
Harvard Pilgrim Health Care
Harvard Pilgrim Health Care Summary
Harvard Pilgrim Enrollment Form
All forms must be submitted to the Office of Human Resources, Attn: Benefits Team, 135 Berkshire Street, Cambridge, MA 02141 or please email benefits@cpsd.us or fax to 617.349.6439. Your information will be verified and enrollment will be processed. Please note that you only have 30 days from your hire date to enroll in benefits. If you do not enroll within the 30 days, you will have to wait for Open Enrollment or a Qualifying Event to enroll. The Life Insurance enrollment is only during your first 30 days of hire or during Open Enrollment.
View a plan comparison along with monthly rates:
2026 Benefits Summary
For additional information, you may access the websites for the individual plans by clicking on the above links.
Employee Benefits: Changes in Personal Status / Qualifying Life Events
If an employee is eligible for health insurance coverage through the City of Cambridge, but has alternative medical coverage (through a spouse’s coverage or other plan) which is not paid or sponsored by the City, he/she may be eligible to sign a waiver of participation in a City plan and be eligible to receive a stipend in lieu of health insurance coverage.
Health Waiver Form
Please complete this form and attach a copy of your current insurance coverage card
Dental and Vision Insurance
Employees may be eligible for participation in The Cambridge Public Employees Dental – through Delta Dental of Massachusetts - and Vision Fund.
Cambridge Public Employee Dental/Vision Fund
This plan is offered to benefited eligible Teachers and Support Staff
Delta Dental PPO Plus Premier Benefit Summary
Enrollment Form PPO Plus Premier
Management Delta Dental Premier
City of Cambridge School Department 001076
Mgmt Delta Dental Premier Enrollment Form
In addition, most health plans provide some vision benefits to their members.
Dental Information >>
Vision Information >>
Notice of Improvements to Vision Plan: July 28, 2022 >>
If you have questions about the Vision Reimbursement, please contact the Cambridge Public Employee Dental and Vision Fund (CPE D&V Fund) directly at 617.354.1110, email or visit their website to download the reimbursement form.
The HR/Benefits Office does not provide these forms, you must contact CPE D&V Fund directly.
Life Insurance
Basic Life Insurance in the amount of $5,000 with an employee contribution of 25% ($2.00/month).
Voluntary Group Life Insurance in increments of $10,000 up to a maximum of $200,000 guaranteed amount. Coverage for your spouse and children is also available without answering health questions. Employees may insure spouse up to $20,000 and dependent children for $10,000 guaranteed issue. Rates are based on your age when coverage begin and will not increase as you get older.
Issue Age Life and AD&D Premiums (Employee) | Issue Age Life and AD&D Premiums (Spouse)
Voluntary Term Life and Accidental Death & Dismemberment Benefit Summary
Life Insurance Enrollment Information (For New/Rehires Only)
Boston Mutual Enrollment Form
(Existing employees are not able to enroll or change current Life Insurance policy)
Current Employees can only terminate the benefit or change beneficiary information.
