Generally, employees working a regular schedule of 20 or more hours per
week are eligible for health insurance coverage. Temporary employees and
those employed under service agreements are not eligible for benefits.
Substitute teachers are eligible for medical insurance after completing
proscribed periods of employment as described in the union contract for
The City of Cambridge School Department offers the following plans to its eligible employees:
View a plan comparison along with monthly rates:
2016 Benefit Summary
For additional information, you may access the websites for the individual plans by clicking on the above links.
If an employee is eligible for health insurance coverage through the
City of Cambridge, but has alternative medical coverage (through a
spouse’s coverage or other plan) which is not paid or sponsored by the
City, he/she may be eligible to sign a waiver of participation in a City
plan and be eligible to receive a stipend in lieu of health insurance
Dental and Vision Insurance
Employees may be eligible for participation in The Cambridge Public
Employees Dental – through Delta Dental of Massachusetts - and Vision
In addition, most health plans provide some vision benefits to their members.
Dental and Vision Information >>
Delta Dental PPO Premier Plus | Management/Administrators Delta Dental Premier
If you have questions about the Vision Reimbursement, please contact the Cambridge Public Employee Dental and Vision Fund (CPE D&V Fund) directly at 617.354.1110, email or visit their website to download the reimbursement form.
The HR/Benefits Office does not provide these forms, you must contact CPE D&V Fund directly.
A basic $5,000.00 term insurance policy is available to all eligible
employees at a cost of $2.00 per month. Additional, voluntary, term
insurance (in increments of $10,000.00 up to a maximum of $100,000.00
depending upon age) is also available. Learn more >>
Massachusetts licensed teachers working .67 FTE or more must join the Massachusetts Teachers Retirement Board. Other permanent employees working more than twenty (20) hours per week must join the Cambridge Retirement Plan. These are comprehensive systems which offer defined benefit pensions to workers who have retired after a fixed number of years of creditable service, having attained a certain age or who have become disabled.
PenServ (Cambridge Public Schools 403(b) Plan)
Cambridge Public Schools allows employees to invest a portion of their wages on a tax-deferred basis to a supplemental retirement savings account through payroll deduction. Contributions to the 403b plans are invested in a variety of investment vehicles such as stock and bond funds, guaranteed accumulation accounts and money market funds.
Plan information >>
Enrollment guide >>
Enrollment form >>
Deferred Contribution Plan
Deferred Compensation Memo | Great West Enrollment Form | VOYA Enrollment Form | VOYA Beneficiary Form
Sick Leave Bank Guidelines
Note: Find sick leave bank application forms here >>
Employee Assistance Program (EAP)
EAP offers free services for school department staff, including confidential counseling, legal consultations, financial resources, online health coaching, smoking cessation and support for life transitions. View the Flyer >>